TopCity Realty

Jerry Cares
Home Ownership may be easier than you think!

PREFERRED LENDERS

AUSTIN BASSO Mortgage Banker ǀ NMLS# 1918741 CE 785.249.1494 ǀ FAX 855.511.7532 (1)

AUSTIN BASSO

BANK MIDWEST MORTGAGE

With over a decade of experience in banking, Austin is an expert in a variety of financial products, with a particular focus on mortgage loans. His passion goes beyond just completing transactions—he’s committed to making the entire banking experience enjoyable.

AUSTIN BASSO Mortgage Banker ǀ NMLS# 1918741 CE 785.249.1494 ǀ FAX 855.511.7532 (4)

RICKY MARQUEZ

LANDMARK NATIONAL BANK

We look forward to putting our mortgage services to work for you! Our convenient online tools, combined with my experience as a loan officer, will help guide you through the process of getting the exact loan to meet your specific needs. Whether you are a first time home buyer, or simply wanting to refinance your current home, we'll help you find just the right program, with competitive interest rates. We keep closing costs low and make the process easy!

AUSTIN BASSO Mortgage Banker ǀ NMLS# 1918741 CE 785.249.1494 ǀ FAX 855.511.7532 (5)

DAVID CHITTWOOD

LEADERONE FINANCIAL

Looking for a simplified mortgage process? At LeaderOne Financial, we have personalized loan options that could save you time and money. I would be honored to help you get started on this journey. Reach out today to learn more! - David

The 2025 TurnKey Programs will open on March 3, 2025. For more than 25 years, FHLBank Topeka has provided down payment and closing cost assistance to very low-, low- and moderate-income first-time (4)

WANT MORE?

Contact Jerry Cares from TopCity Realty if you would like more options to find the lender that suits you best!

FHLB GRANT PROGRAMS

HSP
HSP+
HSP+ provides down payment, closing cost and repair assistance to first-time homebuyers earning at or below 80% of the Area Median Income (AMI) for households purchasing or constructing homes in counties located in high-cost and difficult development areas located within FHBank Topeka's four-state district. HSP+ is provided as a forgivable grant with a five-year retention period. HSP+ cannot be combined or transferred between other TurnKey programs. Most general and income eligibility guidelines and rules apply to both HSP and HSP+. Members that obtained access to HSP+ in 2024 will automatically be provided access to the 2025 HSP+. Members that originate home loans in high-cost and difficult development areas but have not obtained access to HSP+ may request access by emailing TurnKey@fhlbtopeka.com.
 
HOPE
Homeownership Possibilities Expanded (HOPE) provides down payment, closing cost and repair assistance to homebuyers at or below 150% of the Area Median Income (AMI) for households purchasing homes in Colorado, Kansas, Nebraska and Oklahoma. HOPE is provided to households as a forgivable grant with a five-year retention period. This program is not limited to first-time homebuyers and provides access to the “missing middle” or homebuyers that do not traditionally receive support but need assistance with down payment, closing costs or other eligible repairs. HOPE cannot be combined or transferred between other TurnKey programs. HOPE is funded by FHLBank's increased voluntary funding commitment to further fulfill our housing mission beyond our Affordable Housing and Homeownership Set-aside Programs. This is a voluntary commitment of 5% above our regulatory contribution of 10% of our previous year’s earnings.